Find money you're already owed.
Built for anyone whose money is tight — working, disabled, on a set check, between jobs, or just stretching a small budget. Tap a few answers. No typing. No signup. Free.
Penny-AI shows you your own numbers and points you to programs. Not a financial advisor, tax preparer, or benefits counselor. Confirm benefits with SSA at 1‑800‑772‑1213 and taxes at a free VITA site.
Tap whatever's closest.
Roughly is fine. Tap the numbers.
Your state's rules are different from the next state's. This is how Penny knows which ones are yours.
Tap all that apply. We'll ask the amounts next.
This is what unlocks the money.